Explore savings, loan, investment, and commodity products currently available from UBUNTU FINANCIALS LIMITED. Product terms are shown clearly so members can choose what fits their needs.
Long-term daily, weekly, or monthly contribution savings, usually paid out at the end of the cycle with no interest or charges.
Group and cooperative savings with pooled contribution tracking.
Flexible savings account for deposits, withdrawals, statements, and balance tracking.
Group savings where members contribute regularly and one member receives the full pooled amount each cycle.
Goal-based savings for rent, school fees, business stock, equipment, or personal targets.
Daily, weekly, or monthly contribution savings with maturity tracking.
Acquire vehicles, machinery, or equipment today while you pay over time. We help you own the tools of your trade.
Scalable capital for inventory, payroll, or business expansion. Designed for growing enterprises.
Convert your outstanding invoices into immediate cash to improve liquidity
Access the necessary capital to fulfill your purchase orders promptly and efficiently.
Loans for medical emergencies, tuition, or home renovation. Get funds in as little as 24 hours.
Legally binding and verifiable student loan(POF), acceptable to international education providers and immigration authorities.
Flexible credit for active members.
Member share capital or cooperative investment balance tracking.
Fixed deposit style investment for members who want a fixed rate for a selected period.
Fixed-term member investment with expected returns at maturity.
Member investment plan for a specific project, business goal, or future payout date.
Short-term low-risk investment product for members who want a fixed return over 91, 182, or 364 days.
| Product | Category | Key detail | Action |
|---|---|---|---|
| Contribution Savings | Savings | Contribution Savings | Open account |
| Cooperative Savings | Savings | Cooperative Savings | Open account |
| Regular Savings | Savings | Regular Savings | Open account |
| Rotational Savings | Savings | Rotational Savings | Open account |
| Target Savings | Savings | Target Savings | Open account |
| Thrift Savings (Esusu/Ajo) | Savings | Thrift Savings (Esusu/Ajo) | Open account |
| ASSET FINANCING | Loan | 10.00% Per period interest - Monthly | Apply |
| BUSINESS (SME) LOAN | Loan | 10.00% Per period interest - Monthly | Apply |
| INVOICE DISCOUNTING | Loan | 10.00% Per period interest - Monthly | Apply |
| LPO FINANCING | Loan | 10.00% Per period interest - Monthly | Apply |
| PERSONAL LOAN | Loan | 10.00% Per period interest - Monthly | Apply |
| STUDENT LOAN (POF) | Loan | Custom interest - Monthly | Apply |
| Tax report | Loan | 2.00% Per period interest - Daily | Apply |
| Cooperative Shares | Investment | 0.00% Per annum - Fixed return | Request |
| Fixed Deposit | Investment | 18.00% Per annum - Fixed return | Request |
| Fixed Investment | Investment | 24.00% Per annum - Fixed return | Request |
| Target Investment | Investment | 12.00% Per annum - Fixed return | Request |
| Treasury Bills | Investment | 8.00% Per annum - Profit share | Request |
Open your profile online and use your member portal for products, balances, receipts, and support.