UBUNTU FINANCIALS LIMITED supports every stage of your financial journey.
From disciplined savings and responsible credit to investments and commodity banking, our services help members, families, groups, and small businesses build stronger financial records and make confident decisions.
Savings, loans, investments, commodity banking, and member support
View all servicesSavings and deposits
Build regular, target, thrift, and contribution savings with clear balances and receipts.
Loans and credit
Access enabled loan products with transparent terms, approval updates, and repayment schedules.
Loan repayments
Follow due dates, make repayments, and keep a complete payment history.
Investment plans
Review investment options, returns, maturity dates, and portfolio records.
Commodity banking
Request enabled household or business commodities with clear pricing, delivery, and repayment records.
Statements and support
View account statements, receipts, notifications, and get help from the team.
Open a member profile
Members can begin with a digital profile and access the services your institution makes available.
Open account
Choose a banking service
Savings, loans, investments, bill services, statements, and wallet activity can be presented in a formal bank-style flow.
View products
Track account records
Members can review balances, due dates, receipts, and account movement from their private portal.
Member login
Financial services built around your goals
Access savings, responsible loans, investment opportunities, clear account records, and professional support from an institution committed to your financial progress.
Become a memberExplore our savings, loan, investment, and commodity banking products
View productsContribution Savings
Long-term daily, weekly, or monthly contribution savings, usually paid out at the end of the cycle with no interest or charges.
Contribution Savings - DailyCooperative Savings
Group and cooperative savings with pooled contribution tracking.
Cooperative Savings - MonthlyRegular Savings
Flexible savings account for deposits, withdrawals, statements, and balance tracking.
Regular SavingsRotational Savings
Group savings where members contribute regularly and one member receives the full pooled amount each cycle.
Rotational Savings - MonthlyTarget Savings
Goal-based savings for rent, school fees, business stock, equipment, or personal targets.
Target Savings - MonthlyThrift Savings (Esusu/Ajo)
Daily, weekly, or monthly contribution savings with maturity tracking.
Thrift Savings (Esusu/Ajo) - DailyASSET FINANCING
Acquire vehicles, machinery, or equipment today while you pay over time. We help you own the tools of your trade.
10.00% Per period interest - MonthlyBUSINESS (SME) LOAN
Scalable capital for inventory, payroll, or business expansion. Designed for growing enterprises.
10.00% Per period interest - MonthlyINVOICE DISCOUNTING
Convert your outstanding invoices into immediate cash to improve liquidity
10.00% Per period interest - MonthlyLPO FINANCING
Access the necessary capital to fulfill your purchase orders promptly and efficiently.
10.00% Per period interest - MonthlyPERSONAL LOAN
Loans for medical emergencies, tuition, or home renovation. Get funds in as little as 24 hours.
10.00% Per period interest - MonthlySTUDENT LOAN (POF)
Legally binding and verifiable student loan(POF), acceptable to international education providers and immigration authorities.
Custom interest - MonthlyTax report
Flexible credit for active members.
2.00% Per period interest - DailyCooperative Shares
Member share capital or cooperative investment balance tracking.
0.00% Per annum - FixedFixed Deposit
Fixed deposit style investment for members who want a fixed rate for a selected period.
18.00% Per annum - FixedFixed Investment
Fixed-term member investment with expected returns at maturity.
24.00% Per annum - FixedTarget Investment
Member investment plan for a specific project, business goal, or future payout date.
12.00% Per annum - FixedTreasury Bills
Short-term low-risk investment product for members who want a fixed return over 91, 182, or 364 days.
8.00% Per annum - Profit shareAirtime and data
Top up phones and buy supported data bundles from the member portal.
Mobile servicesElectricity payments
Pay supported meter and utility bills with clear confirmation records.
Utility paymentsCable TV and internet
Handle supported TV, internet, and service subscriptions where enabled.
Digital billsPayment receipts
Keep wallet activity, bill purchases, and confirmations easy to review.
Receipts| Product | Type | Key detail | Action |
|---|---|---|---|
| Contribution Savings | Savings | Contribution Savings | Open account |
| Cooperative Savings | Savings | Cooperative Savings | Open account |
| Regular Savings | Savings | Regular Savings | Open account |
| Rotational Savings | Savings | Rotational Savings | Open account |
| Target Savings | Savings | Target Savings | Open account |
| Thrift Savings (Esusu/Ajo) | Savings | Thrift Savings (Esusu/Ajo) | Open account |
| ASSET FINANCING | Loan | 10.00% Per period interest - Monthly | Apply |
| BUSINESS (SME) LOAN | Loan | 10.00% Per period interest - Monthly | Apply |
| INVOICE DISCOUNTING | Loan | 10.00% Per period interest - Monthly | Apply |
| LPO FINANCING | Loan | 10.00% Per period interest - Monthly | Apply |
| PERSONAL LOAN | Loan | 10.00% Per period interest - Monthly | Apply |
| STUDENT LOAN (POF) | Loan | Custom interest - Monthly | Apply |
| Tax report | Loan | 2.00% Per period interest - Daily | Apply |
| Cooperative Shares | Investment | 0.00% Per annum - Fixed | Request |
| Fixed Deposit | Investment | 18.00% Per annum - Fixed | Request |
| Fixed Investment | Investment | 24.00% Per annum - Fixed | Request |
| Target Investment | Investment | 12.00% Per annum - Fixed | Request |
| Treasury Bills | Investment | 8.00% Per annum - Profit share | Request |
| Airtime and data | Payment | Mobile services | Open account |
| Electricity payments | Payment | Utility payments | Open account |
| Cable TV and internet | Payment | Digital bills | Open account |
| Payment receipts | Payment | Receipts | Open account |
Clear records and dependable financial support
Start your account with UBUNTU FINANCIALS LIMITED
Open your profile online and use your member portal for products, balances, receipts, and support.