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Hello Amina

Welcome back to Orbit Microfinance

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Notification Charge 04 Sep 2026 07:30 - SMS notification charge for 1 unit - ₦10.00
Reference MWDR-20260904073054-SJ418
Method Charge
Status Success
Balance before ₦10,010.00
Change - ₦10.00
Balance after ₦10,000.00
Money went to Notification service SMS/WhatsApp/portal alert charge

SMS notification charge for 1 unit

Notification Charge 02 Sep 2026 07:30 - SMS notification charge for 1 unit - ₦10.00
Reference MWDR-20260902073059-ICGAK
Method Charge
Status Success
Balance before ₦10,020.00
Change - ₦10.00
Balance after ₦10,010.00
Money went to Notification service SMS/WhatsApp/portal alert charge

SMS notification charge for 1 unit

Notification Charge 02 Sep 2026 04:17 - SMS notification charge for 1 unit - ₦10.00
Reference MWDR-20260902041747-IUDYQ
Method Charge
Status Success
Balance before ₦10,030.00
Change - ₦10.00
Balance after ₦10,020.00
Money went to Notification service SMS/WhatsApp/portal alert charge

SMS notification charge for 1 unit

Notification Charge 01 Sep 2026 07:30 - SMS notification charge for 1 unit - ₦10.00
Reference MWDR-20260901073047-6N9TO
Method Charge
Status Success
Balance before ₦10,040.00
Change - ₦10.00
Balance after ₦10,030.00
Money went to Notification service SMS/WhatsApp/portal alert charge

SMS notification charge for 1 unit

Notification Charge 01 Sep 2026 07:30 - SMS notification charge for 1 unit - ₦10.00
Reference MWDR-20260901073047-10QUX
Method Charge
Status Success
Balance before ₦10,050.00
Change - ₦10.00
Balance after ₦10,040.00
Money went to Notification service SMS/WhatsApp/portal alert charge

SMS notification charge for 1 unit

Profile

AO
Profile and KYC

Amina Okafor

member@demo.test

Keep your personal details, identity checks, address, and guarantor information up to date.

KYC status Verified
Member since 29 Jun 2026
Personal information
PersonalPhoto and basic information
Personal

Basic information

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AO
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JPG or PNG, up to 2MB. Camera capture works on supported browsers.
IdentityDocuments, BVN and NIN
Identity

Documents and checks

Enter an 11-digit BVN or NIN, then click its Verify button. Verification only runs after you click.
ContactPhone, email and address
Contact

Reachability and address

Upload a recent proof of address. When a readable document date is found, proofs older than 90 days are rejected automatically.
Recent NEPA/electricity bill, rent agreement, bank statement, or landlord attestation. JPG, PNG, or PDF, maximum 4MB.
GuarantorBackup contact information
Guarantor

Backup contact

Preferences
Security
SecurityPassword and payment PIN
Change passwordUpdate the password used to sign in.

Notifications

All alerts sent to you are kept here. The dashboard only shows the latest 5.

All alerts

Notification history

12
Bank transfer sent 30 Jul 2026 00:05

Your bank transfer of ₦3,800.00 to MYATCUL(MOBILENIG) was successful. Reference: TRF-20260730000520-NWYWA.

Bank transfer sent 29 Jul 2026 16:39

Your bank transfer of ₦31,000.00 to MYATCUL(MOBILENIG) was successful. Reference: TRF-20260729163910-1W17S.

Bank transfer sent 29 Jul 2026 16:29

Your bank transfer of ₦100.00 to ATTAHIRU BABA MUHAMMAD was successful. Reference: TRF-20260729162909-XOKYO.

Member wallet funded 29 Jul 2026 16:21

Your wallet has been credited with ₦20,000.00. Reference: MWCR-20260729162122-BUZRD.

Savings deposit approved 29 Jul 2026 16:20

Your deposit into CON-260700033 of ₦10,000.00 has been posted. Reference: DEP-20260729162028-YU7KS.

Member wallet funded 22 Jul 2026 14:35

Your wallet has been credited with ₦10,000.00. Reference: MWCR-20260722143500-XADF9.

Savings opened 17 Jul 2026 00:30

Your Contribution Savings savings account CON-260700033 is now open.

Savings deposit approved 17 Jul 2026 00:28

Your deposit into SAV-DEMO-001 of ₦3,000.00 has been posted. Reference: DEP-20260717002848-LPXWI.

Member wallet funded 17 Jul 2026 00:28

Your wallet has been credited with ₦3,000.00. Reference: MWCR-20260717002821-KEP8J.

Loan application received 15 Jul 2026 21:25

Your loan application SME-260700020 has been received and is now in review.

Bank transfer sent 15 Jul 2026 11:28

Your bank transfer of ₦5,000.00 to AGYEMAN JOEL AJAYI was successful. Reference: TRF-20260715112827-5KZIC.

Member wallet funded 15 Jul 2026 11:16

Your wallet has been credited with ₦20,000.00. Reference: MWCR-20260715111644-RMH7G.

Showing 1-12 of 12
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Referrals

Track your invite link, people who joined through it, and the rewards the company pays.

Not active yet

My Savings

Total Savings ₦10,000.00
Enjoy up to 15% loyalty bonus for consistent saving.
No target yet Create a target to start saving toward a personal goal.
Product

Available savings products

6
Thrift Savings (Esusu/Ajo) Thrift Savings (Esusu/Ajo) Daily, weekly, or monthly contribution savings with maturity tracking.
Savings amountFlexible amount
InterestNo interest
ChargeOne contribution charge
Period30 days
Min ₦0.00 / Max None Locked until maturity
Rotational Savings Rotational Savings Group savings where members contribute regularly and one member receives the full pooled amount each cycle.
Savings amountFlexible amount
InterestNo interest
Charge₦0.00 charge
PeriodMonthly
Min ₦0.00 / Max None Locked until maturity
Contribution Savings Contribution Savings Long-term daily, weekly, or monthly contribution savings, usually paid out at the end of the cycle with no interest...
Savings amountFlexible amount
InterestNo interest
Charge₦0.00 charge
Period52 weeks
Min ₦0.00 / Max None Locked until maturity
Cooperative Savings Cooperative Savings Group and cooperative savings with pooled contribution tracking.
Savings amountFlexible amount
InterestNo interest
Charge₦0.00 charge
PeriodMonthly
Min ₦0.00 / Max None Admin approval required
Regular Savings Regular Savings Flexible savings account for deposits, withdrawals, statements, and balance tracking.
Savings amountFlexible amount
InterestNo interest
Charge₦0.00 charge
PeriodFlexible
Min ₦0.00 / Max None Flexible withdrawals
Target Savings Target Savings Goal-based savings for rent, school fees, business stock, equipment, or personal targets.
Savings amountFlexible amount
InterestNo interest
Charge₦0.00 charge
PeriodMonthly
Min ₦0.00 / Max None Locked until maturity
Actions

What do you want to do?

Create savings plan

Savings contributions will be collected from the selected source.

Withdraw savings to Member Wallet

No available savings balance can be withdrawn right now.

Savings history

No completed or closed savings plan yet.

My Loans

Apply, track and repay from one place.

Loans you requested from the member portal.

Loans

Active loans

Use Schedule to see repayment days or Repay to prefill the payment form.

6
Demo Market Trader Loan MTL-260900036 Applied
Applied
Balance ₦100,000.00
Next due 01 Oct 2026
0% paid₦0.00 of ₦100,000.00
Next repayment: 01 Oct 2026
Due amount: ₦16,666.67
Due date 01 Oct 2026
Amount to pay ₦16,666.67
Pending
Due date 01 Nov 2026
Amount to pay ₦16,666.67
Pending
Due date 01 Dec 2026
Amount to pay ₦16,666.67
Pending
Due date 01 Jan 2027
Amount to pay ₦16,666.67
Pending
Due date 01 Feb 2027
Amount to pay ₦16,666.67
Pending
Due date 01 Mar 2027
Amount to pay ₦16,666.65
Pending
Loan LON-260900032 Applied
Applied
Balance ₦50,000.00
Next due 01 Oct 2026
0% paid₦0.00 of ₦50,000.00
Next repayment: 01 Oct 2026
Due amount: ₦50,000.00
Due date 01 Oct 2026
Amount to pay ₦50,000.00
Pending
Loan LON-260900031 Applied
Applied
Balance ₦50,000.00
Next due -
0% paid₦0.00 of ₦50,000.00
Next repayment: -
Due amount: ₦0.00
2 Weeks Loan 2WE-260800025 Applied
Applied
Balance ₦116,000.00
Next due 03 Sep 2026
0% paid₦0.00 of ₦116,000.00
Next repayment: 03 Sep 2026
Due amount: ₦8,000.00
Due date 03 Sep 2026
Amount to pay ₦8,000.00
Pending
Due date 17 Sep 2026
Amount to pay ₦108,000.00
Pending
Demo SME Working Capital SME-260700020 Applied
Applied
Balance ₦105,000.00
Next due -
0% paid₦0.00 of ₦105,000.00
Next repayment: -
Due amount: ₦0.00
10 Weeks 10W-260600001 Approved
Approved
Balance ₦300,000.00
Next due 06 Jul 2026
0% paid₦0.00 of ₦300,000.00
Next repayment: 06 Jul 2026
Due amount: ₦30,000.00
Due date 06 Jul 2026
Amount to pay ₦30,000.00
Pending
Due date 13 Jul 2026
Amount to pay ₦30,000.00
Pending
Due date 20 Jul 2026
Amount to pay ₦30,000.00
Pending
Due date 27 Jul 2026
Amount to pay ₦30,000.00
Pending
Due date 03 Aug 2026
Amount to pay ₦30,000.00
Pending
Due date 10 Aug 2026
Amount to pay ₦30,000.00
Pending
Due date 17 Aug 2026
Amount to pay ₦30,000.00
Pending
Due date 24 Aug 2026
Amount to pay ₦30,000.00
Pending
Due date 31 Aug 2026
Amount to pay ₦30,000.00
Pending
Due date 07 Sep 2026
Amount to pay ₦30,000.00
Pending
No personal loan yet Tap Apply to send a simple loan request.
No company loan yet Loans created or assigned to you by the company will appear here.
No loan history Completed, closed, and rejected loans will appear here.
No personal loan history Completed or declined personal requests will appear here.
No company loan history Completed company-created loans will appear here.
Products

Available loan products

Compare amount, interest, term, and fees before applying.

4
Weekly 10 Weeks 10 Weeks
Loan amountFlexible amount
Interest20.00% Per period
Charge15.00% fee
Term10 Weeks
Collateral Hidden Guarantor Hidden
Monthly Demo Market Trader Loan Demo loan product for online testing.
Loan amount₦10,000.00 - ₦250,000.00
Interest10.00% Per term
Charge1.00% fee
Term10 Months
Collateral Optional Guarantor Optional
Monthly Demo Salary Loan Demo loan product for online testing.
Loan amount₦50,000.00 - ₦750,000.00
Interest20.00% Per term
Charge1.00% fee
Term6 Months
Collateral Optional Guarantor Optional
Flexible loan salary earners loan Apply for this loan from your member portal.
Loan amount₦50,000.00 - ₦300,000.00
InterestCompany confirms
Charge4.00% fee
TermFlexible term
Collateral Required Guarantor Required
Action

Apply or repay

Repay an active loan

No active loans are ready for repayment.

Apply for a loan

Selected loan product Choose a loan product
Product selection is optional. Submit the amount and purpose now, and the company can assign the suitable loan product during review.
Enter the amount you want to request. The company will confirm the applicable product and terms.
Collateral Add collateral only when the loan product requires it or you want to support the application. Optional
Guarantor Add guarantor details only when the loan product requires it or you want to support the application. Optional

Loan history

No completed, closed, or rejected loan yet.

Investments

Track investment balances and submit new investment requests for approval.

Plans

Investment accounts

See your current investment accounts and balances.

0
No investment account yet Choose a product and submit a request when you are ready.
Product

Available investment products

Compare amount, return, and term before sending a request.

7
Fixed return 24 ROI Request this investment product from your member portal.
Amount₦5,000,000.00 - ₦10,000,000.00
Return24.00% Per annum
Term9 Months
TypeFixed return
Fixed return Cooperative Shares Member share capital or cooperative investment balance tracking.
AmountFrom ₦1,000.00
ReturnBy agreement
Term12 Months
TypeFixed return
Fixed return Fixed Deposit Fixed deposit style investment for members who want a fixed rate for a selected period.
AmountFrom ₦10,000.00
Return8.00% Per annum
Term3 Months
TypeFixed return
Fixed return Fixed Investment Fixed-term member investment with expected returns at maturity.
AmountFrom ₦10,000.00
Return10.00% Per annum
Term6 Months
TypeFixed return
Profit share Project Investment Profit-share investment for cooperative projects, asset purchases, or group business opportunities.
AmountFrom ₦10,000.00
ReturnBy agreement
Term12 Months
TypeProfit share
Fixed return Target Investment Member investment plan for a specific project, business goal, or future payout date.
AmountFrom ₦5,000.00
Return6.00% Per annum
Term12 Months
TypeFixed return
Fixed return Treasury Bills Short-term low-risk investment product for members who want a fixed return over 91, 182, or 364 days.
AmountFrom ₦50,000.00
Return12.00% Per annum
Term91 Days
TypeFixed return
Actions

Request investment

Select a product from the Product tab before submitting a request.
Wallet first, then your active bank mandate.

Commodity Banking

Choose available commodities, request credit, track delivery, and follow repayments.

Active commodity balance
₦0.00
Open credits
0
Next due
-
Credits

My commodity credits

0
No commodity credit yet. Choose a commodity product to submit your first request.
Products

Available commodity products

0
Not active yet
No commodity product available. The company team needs to publish a commodity product first.
No commodity repayment due. Delivered commodity credits with balances will appear here.
No commodity repayment yet. Your posted commodity repayments will show here.
Transfers

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Start transfer

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Secure
Current balance ₦10,000.00 One member balance shown across wallet and savings activity
Notification Charge 04 Sep 2026 07:30 - SMS notification charge for 1 unit - ₦10.00
Reference MWDR-20260904073054-SJ418
Method Charge
Status Success
Balance before ₦10,010.00
Change - ₦10.00
Balance after ₦10,000.00
Money went to Notification service SMS/WhatsApp/portal alert charge

SMS notification charge for 1 unit

Notification Charge 02 Sep 2026 07:30 - SMS notification charge for 1 unit - ₦10.00
Reference MWDR-20260902073059-ICGAK
Method Charge
Status Success
Balance before ₦10,020.00
Change - ₦10.00
Balance after ₦10,010.00
Money went to Notification service SMS/WhatsApp/portal alert charge

SMS notification charge for 1 unit

Notification Charge 02 Sep 2026 04:17 - SMS notification charge for 1 unit - ₦10.00
Reference MWDR-20260902041747-IUDYQ
Method Charge
Status Success
Balance before ₦10,030.00
Change - ₦10.00
Balance after ₦10,020.00
Money went to Notification service SMS/WhatsApp/portal alert charge

SMS notification charge for 1 unit

Notification Charge 01 Sep 2026 07:30 - SMS notification charge for 1 unit - ₦10.00
Reference MWDR-20260901073047-6N9TO
Method Charge
Status Success
Balance before ₦10,040.00
Change - ₦10.00
Balance after ₦10,030.00
Money went to Notification service SMS/WhatsApp/portal alert charge

SMS notification charge for 1 unit

Notification Charge 01 Sep 2026 07:30 - SMS notification charge for 1 unit - ₦10.00
Reference MWDR-20260901073047-10QUX
Method Charge
Status Success
Balance before ₦10,050.00
Change - ₦10.00
Balance after ₦10,040.00
Money went to Notification service SMS/WhatsApp/portal alert charge

SMS notification charge for 1 unit

Notification Charge 01 Sep 2026 03:06 - SMS notification charge for 1 unit - ₦10.00
Reference MWDR-20260901030624-ZBMAY
Method Charge
Status Success
Balance before ₦10,060.00
Change - ₦10.00
Balance after ₦10,050.00
Money went to Notification service SMS/WhatsApp/portal alert charge

SMS notification charge for 1 unit

Notification Charge 01 Sep 2026 03:06 - SMS notification charge for 1 unit - ₦10.00
Reference MWDR-20260901030622-XMWXP
Method Charge
Status Success
Balance before ₦10,070.00
Change - ₦10.00
Balance after ₦10,060.00
Money went to Notification service SMS/WhatsApp/portal alert charge

SMS notification charge for 1 unit

Notification Charge 31 Aug 2026 07:30 - SMS notification charge for 1 unit - ₦10.00
Reference MWDR-20260831073052-LARVC
Method Charge
Status Success
Balance before ₦10,080.00
Change - ₦10.00
Balance after ₦10,070.00
Money went to Notification service SMS/WhatsApp/portal alert charge

SMS notification charge for 1 unit

Notification Charge 29 Aug 2026 07:30 - SMS notification charge for 1 unit - ₦10.00
Reference MWDR-20260829073039-JFYCH
Method Charge
Status Success
Balance before ₦10,090.00
Change - ₦10.00
Balance after ₦10,080.00
Money went to Notification service SMS/WhatsApp/portal alert charge

SMS notification charge for 1 unit

Notification Charge 28 Aug 2026 07:30 - SMS notification charge for 1 unit - ₦10.00
Reference MWDR-20260828073032-0IRXG
Method Charge
Status Success
Balance before ₦10,100.00
Change - ₦10.00
Balance after ₦10,090.00
Money went to Notification service SMS/WhatsApp/portal alert charge

SMS notification charge for 1 unit

Transfer Out 30 Jul 2026 00:05 - Bank transfer TRF-20260730000520-NWYWA - ₦3,800.00
Reference MWDR-20260730000520-AGFRN
Method Withdrawal
Status Success
Balance before ₦13,900.00
Change - ₦3,800.00
Balance after ₦10,100.00
Money came from Amina Okafor Member Wallet | 1000000001
Money went to MYATCUL(MOBILENIG) PalmPay | 6693447912

Bank transfer TRF-20260730000520-NWYWA

Transfer Out 29 Jul 2026 16:39 - Bank transfer TRF-20260729163910-1W17S - ₦31,000.00
Reference MWDR-20260729163910-066XA
Method Withdrawal
Status Success
Balance before ₦44,900.00
Change - ₦31,000.00
Balance after ₦13,900.00
Money came from Amina Okafor Member Wallet | 1000000001
Money went to MYATCUL(MOBILENIG) PalmPay | 6693447912

Bank transfer TRF-20260729163910-1W17S

Transfer Out 29 Jul 2026 16:29 - Bank transfer TRF-20260729162909-XOKYO - ₦100.00
Reference MWDR-20260729162909-C42W0
Method Withdrawal
Status Success
Balance before ₦45,000.00
Change - ₦100.00
Balance after ₦44,900.00
Money came from Amina Okafor Member Wallet | 1000000001
Money went to ATTAHIRU BABA MUHAMMAD PalmPay | 8036248253

Bank transfer TRF-20260729162909-XOKYO

Savings Withdrawal 29 Jul 2026 16:21 - Savings moved to wallet - ₦20,000.00
Reference SWAL-20260729162122-29XNS
Method Savings to wallet
Status Success
Balance before ₦45,000.00
Change + ₦0.00
Balance after ₦45,000.00
Money went to Savings moved to wallet Savings to wallet

Savings moved to wallet

Savings Deposit 29 Jul 2026 16:20 - Member wallet savings deposit MWDR-2026072... + ₦10,000.00
Reference DEP-20260729162028-YU7KS
Method Member wallet
Status Success
Balance before ₦35,000.00
Change + ₦10,000.00
Balance after ₦45,000.00
Money came from Credit source Member wallet savings deposit MWDR-20260729162028-XFBLY
Money paid into Member wallet or bank account Member Wallet

Member wallet savings deposit MWDR-20260729162028-XFBLY

Savings Withdrawal 22 Jul 2026 14:35 - Savings moved to wallet - ₦10,000.00
Reference SWAL-20260722143500-NYLRO
Method Savings to wallet
Status Success
Balance before ₦35,000.00
Change + ₦0.00
Balance after ₦35,000.00
Money went to Savings moved to wallet Savings to wallet

Savings moved to wallet

Savings Deposit 17 Jul 2026 00:28 - Member wallet savings deposit MWDR-2026071... + ₦3,000.00
Reference DEP-20260717002848-LPXWI
Method Member wallet
Status Success
Balance before ₦32,000.00
Change + ₦3,000.00
Balance after ₦35,000.00
Money came from Credit source Member wallet savings deposit MWDR-20260717002848-PXLKL
Money paid into Member wallet or bank account Member Wallet

Member wallet savings deposit MWDR-20260717002848-PXLKL

Savings Withdrawal 17 Jul 2026 00:28 - Savings moved to wallet - ₦3,000.00
Reference SWAL-20260717002821-IQSMM
Method Savings to wallet
Status Success
Balance before ₦32,000.00
Change + ₦0.00
Balance after ₦32,000.00
Money went to Savings moved to wallet Savings to wallet

Savings moved to wallet

Transfer Out 15 Jul 2026 11:28 - Bank transfer TRF-20260715112827-5KZIC - ₦5,000.00
Reference MWDR-20260715112827-NKLEM
Method Withdrawal
Status Success
Balance before ₦37,000.00
Change - ₦5,000.00
Balance after ₦32,000.00
Money came from Amina Okafor Member Wallet | 1000000001
Money went to AGYEMAN JOEL AJAYI Access Bank | 0033160707

Bank transfer TRF-20260715112827-5KZIC

Savings Withdrawal 15 Jul 2026 11:16 - Savings moved to wallet - ₦20,000.00
Reference SWAL-20260715111644-ZAJKZ
Method Savings to wallet
Status Success
Balance before ₦37,000.00
Change + ₦0.00
Balance after ₦37,000.00
Money went to Savings moved to wallet Savings to wallet

Savings moved to wallet

Bank Transfer 14 Jul 2026 12:33 - MACAULAY DESMOND GABRIEL - 4033857010 - ₦5,000.00
Reference TRF-20260714123312-T417U
Method Bank
Status Failed
Balance before ₦37,000.00
Change + ₦0.00
Balance after ₦37,000.00
Debit / refund Not debited No member wallet or bank-account debit was found for this failed transfer.
Money came from Amina Okafor Member Wallet | 1000000001
Money went to MACAULAY DESMOND GABRIEL FCMB | 4033857010

MACAULAY DESMOND GABRIEL - 4033857010